This has been on my mind for some time and I have been trying to let my clients and perspective clients know about this so they can respond appropriately.  Many insurance companies use vendors to conduct video surveillance while the disability claimant is at their home.  There is simply no way to tell which files will be selected for video… Read the rest

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“Peer Reviews” Lead to Wrongful Denial of Disability Claims

A peer review is NOT the same as a second opinion or independent medical exam (IME). Essentially, a peer review is a tool used by the insurance company to review your Dr’s medical records.

Peer reviews… Read the rest

Choosing the wrong type of Doctor to treat your fibromyalgia could cause insurance to deny your disability claim.

What type of Doctor should I see for fibromyalgia?
Many people see their family doctor for symptoms of fibromyalgia.  But if you have an increasingly serious case of fibromyalgia, you should consult a Rheumotologist.

The American College of Rheumotology (ACR) uses… Read the rest

ERISA (Employee Retirement Income Security Act) is a federal law that governs benefits that you receive through your employer such as:

• Long Term Disability Insurance
• Short Term Disability Insurance
• Life Insurance

You need help now if:

• Your employer has provided a benefit to you that has been denied by the Insurance company
• You have been served with

… Read the rest