Mar 31 2012

Don’t Accept the Social Security Representative Recommended to You By Your Long Term Disability Insurer

You are not obligated to accept the preferred Social Security representative recommended to you by your Long Term Disability carrier.

            When you apply for long-term disability benefits, many plans will require that you also apply for and pursue Social Security disability benefits.  The logic behind this request is simple.  They will take an offset for any Social Security benefits that … Read the rest


Oct 28 2011

SURVEILLANCE AND THE FUNCTIONAL CAPACITY EVALUATION

This has been on my mind for some time and I have been trying to let my clients and perspective clients know about this so they can respond appropriately.  Many insurance companies use vendors to conduct video surveillance while the disability claimant is at their home.  There is simply no way to tell which files will be selected for video … Read the rest