Feb 5 2013

Reinstating your Long Term Disability Benefit: The ERISA 502(a) LAWSUIT

Most individuals become familiar with the phrase 502(a) lawsuit by receiving a letter from an insurance company denying access to their long-term disability benefits.

The traditional language often used by long-term disability insurers advises clients that they have “exhausted their administrative remedies”, and now have the ability to file a lawsuit under Section 502(a) of the Employee Retirement Read the rest


Mar 11 2009

“Physician Peer Reviews” Lead to Wrongful Denial of Disability Claims


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“Peer Reviews” Lead to Wrongful Denial of Disability Claims

A peer review is NOT the same as a second opinion or independent medical exam (IME). Essentially, a peer review is a tool used by the insurance company to review your Dr’s medical records.

Peer reviews are problematic because of the type of information that the insurance … Read the rest